Federal GLOBE FEDERAL EMPLOYEE BENEFITS FAQ


WHAT THE GAY, LESBIAN OR BISEXUAL EMPLOYEE NEEDS TO KNOW

HEALTH BENEFITS

I. EMPLOYEE AND FAMILY COVERAGE QUESTIONS

What Federal Employees are eligible for coverage by the Federal Employee Health Benefits Program (FEHB)?

Federal employees who have either a permanent (career-conditional or career) appointment; and term employees (those employees who have appointments exceeding one but not more than four years.)

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Can a temporary employee enroll?

Yes, after completing one year of current continuous government service.

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Generally, what events allow me to enroll and then to change my enrollment?

You can change from a self-and-family enrollment to a self-only enrollment at any time. Other changes may be made during open season or because certain events take place. The most common reasons for changing enrollment type or plans are when enrollees get married, have babies, move away from the area served by their Health Maintenance Organization (HMO), or go to overseas posts of duty.

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Who can Federal Employees cover under their Health Plan?

Federal Employees Health Benefits Program coverage is available for an employee's spouse and unmarried dependent children under age 22, including legally adopted children and children born out of wedlock.

Stepchildren and foster children (including grandchildren, if they qualify as foster children) are included if they live with the employee or annuitant in a regular parent-child relationship. Also, an unmarried dependent child age 22 or over who is incapable of self support because of a mental or physical incapacity which existed before age 22 may qualify for coverage under certain conditions. You cannot cover other relatives, such as your mother, even if they are otherwise considered your dependents.

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Can I cover my common-law spouse under my self-and-family enrollment?

Yes, if the State in which you reside recognizes common-law spouses.

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Can the gay, lesbian or bisexual employee cover their domestic partners under the FEHB?

No, domestic partners are not recognized as spouses, and are, thus, not eligible.

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Is there anything that the gay, lesbian or bisexual employee can do to encourage the Federal Government to allow domestic partner coverage for Health Benefits purposes.

Yes, Rep. Barney Frank, D, Massachusettes, co-sponsored a Bill to entitle domestic partners of Federal employees to benefits available to spouses of Federal employees. This Bill is H.R. 2761. Federal GLOBE feels that the GLBT community should actively encourage passage of this Bill. For specific information about the Bill and to see what you can do, please refer to Federal GLOBE Legislative Fact Sheet #1.

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If States begin to pass legislation allowing "same-sex" marraige, and GLBT Federal employees are subsequently able to marry, will the GLBT employee be able to cover their spouses under the FEHB Program.

No, Public Law: 104-199 (09/21/96), "The Defense of Marraige Act" specifically defines 'marriage' and 'spouse' for the purpose of Federal legislation and benefits. The word 'marriage' means only a legal union between one man and one woman as husband and wife. The word 'spouse' refers only to a person of the opposite sex who is a husband or a wife.